Privacy Policy & Merchant Confidentiality

1. Commitment to Merchant Confidentiality

At Powerfusion dba High Risk Central ("High Risk Central", "we", "us", or "our"), we understand that commercial underwriting requires the submission of sensitive corporate documents, financial statements, and operational procedures. We hold all client records in the strictest professional confidence.

2. Information We Collect

When you request an underwriting consultation or communicate with our specialists, we may collect:

• Contact information: Legal names, corporate email addresses, phone numbers, and company websites.
• Underwriting records: Processing history, monthly transaction volumes, average ticket sizes, chargeback logs, and business formation documents.
• Technical information: IP address, browser type, and diagnostic analytics to maintain website integrity and prevent fraudulent submissions.

3. How Information Is Used

Information provided through our intake forms is used solely to:

• Evaluate merchant risk characteristics and match your enterprise with appropriate sponsor acquiring banks.
• Assemble commercial application packages for sponsor bank review upon your explicit request.
• Communicate term sheets, rate proposals, and gateway technical requirements.

We do not sell, lease, or monetize your commercial data to third-party marketing companies.

4. Third-Party Disclosures

Your application data is transmitted exclusively to registered acquiring banks, certified Independent Sales Organizations (ISOs), and payment gateways with whom we collaborate to secure your merchant accounts. All transmissions are protected under mutual non-disclosure and bank confidentiality mandates.

5. Data Security

We employ industry-standard administrative, physical, and technical safeguards, including 256-bit TLS/SSL encryption for data in transit and restricted role-based internal access controls, to safeguard your sensitive corporate documentation.

6. Inquiries & Data Rights

For inquiries regarding our confidentiality standards or to request the deletion of preliminary consultation files, contact our compliance officer at info@highriskcentral.com.