​As of this writing, one of the top 10 USA Domestic Banks is finally catching up the CBD trend. This new change has brought people's attention. With so many people trying to start selling CBD online (in 8 steps), but end up losing the interest because the business can't get a merchant account to process credit card. Or they simply do not like offshore credit card processing solutions. Before we show you how to get a real USA domestic CBD merchant account, please understand why offshore is not GOOD for you even they my approve your application in matter of 3 days. 

As you may already know or read from other online resources for doing CBD business, offshore bank often approve the merchant account very quickly, but there is catch that will scare the new CBD startup away. Here is why. 

Offshore bank and credit card processor will do this in general ...

• Charge minimum month processing fee. It's ranging from US $30 to US$300 or more. 
• Keep 10% or more reserve for at least 180 days. This means you won't get your first few weeks or months sales into your bank
• 30 days funding in some cases. The offshore bank will keep your first month sales beyond the 10% for up to 30 days before transferring the money to your USA domestic bank account. 
• Poor customer support and lack of proper communication. This is the biggest problem for new CBD merchant to face. When you have problem with your merchant account, you may not get immediately support from the merchant account provider in other countries. 
• Require a lot more document before processing your CBD Merchant Account Application. 
• Setup an offshore entity for your business with dummy address and phone number. This could be an extra problem down the road for tax purpose or business credibility. 

New CBD startup may also be asked to show 3 month bank statement with at least US $5000 to US $10,000 minimum balance to proof the business is in good standing and are able to pay for any charge back or money owe to the offshare banks and credit card processor. 

This is a very important question for anyone who wants to start a CBD business or for small to large manufactures to accept credit card payment for carrying their CBD/Hemp based products. ​

This new USA bank is now open the door to anyone who want to start CBD business in the USA. This doesn't include business in Canada or any other country. If your business is reside outside of USA, you will still need the offshore CBD merchant account solution. You can apply offshore CBD merchant account here!

There are few advantages to go with USA domestic CBD Merchant Account solution:

• Lower startup cost. Depends on your business model, the USA bank may NOT ask you for minimum balance in your business check/saving account. 
• 100% Domestic solution. This includes domestic bank, domestic credit card processor and payment gateway integration. 
• Start-Ups Accepted. There will be no discrimination between big player or the startup entrepreneur. 
• Low rate. The rate is lower than the offshore solution on average. If your volume goes up, you can re-negotiate the rate down.
• No Reserve. This is the biggest concern for all CBD startup company. This means you will get your money faster, so you can get more products, do more marketing and make more money selling your products. 
• No Annual Fee. Again, every penny counts. This money can be saved for other use. 
• No Monthly Minimum. How cool is this? This means you don't pay a penny if you don't sell a thing for few months. There may be some restrictions based on the cases. 

What are you waiting for? If you are a USA based CBD retailer or manufacture and seeking a working and profitable CBD merchant account solution, simply APPLY TODAY!

Simply take the action to submit your CBD Merchant Account Request by click on the Apply Now button above. It's a simply email from that will send your request to the reputable CBD merchant account brokers, who will then send you more info about the required documents, ID and steps to get you going. 

There is also very important stuff that you need to prepare while applying your domestic CBD merchant account. If you are selling CBD Online, make sure you read the article to get ready. The domestic bank and credit card processor will likely checking out your completed website before underwriting and approve your credit card processing application. 

Here are a summarized list of things you will need for your website. 

• A complete website with products ready to be purchased and checked out with e-commerce shopping cart. If you do not have a e-commerce website or online shopping cart, you can get one from the most popular shopping cart platform  - SHOPIFY, which is used by most CBD online stores. 
• Company name, address, phone number clearly visible on the website. You can put them in the website footer.
  
• FDA Statement that basically says your products is not approved by FDA ....  You can Google other CBD online store and make your own. 

Congratulation! You are one step further to change the world around you. CBD oil is an awesome way to help people live better and happier. Now you've been approved with your new CBD merchant account with the USA domestic bank and credit card processor, you will need to link your merchant account with the online shopping cart system. If you are using SHOPIFY or WordPress's WooCommerce, you can simply load the third-part payment gateway such as NMI in the shopping configuration dashboard. Answering few question, and you are off to sell a whole lot of the CBD Products. 

Wait!  Having a completed and fully functional website doesn't mean you will get traffic. You will need marketing and SEO (search engine optimization) to bring the customer to your website. Need help? Make sure you read the 8 steps to run a successful CBD online store article. 

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